Impact Health Sharing Program
Discover OptimalMD's revolutionary partnership with Impact Health Sharing, bringing you the nation's most innovative and comprehensive healthcare program. See the difference for yourself!
Major Medical Coverage Options
Share Amounts & Fees (Similar to Deductible)
Qualifications for Membership
Religious Requirements
OptimalMD: None
Impact Health Sharing: None
Shared Beliefs & Ethics
OptimalMD: None
Impact Health Sharing: Yes
Tobacco/Vaping Use
OptimalMD : Allowed
Impact Health Sharing: Allowed
Current Pregnancy
OptimalMD: Covers Labs and Meds Always
Impact Health Sharing: Permitted to join although current maternity would not be shared
Impact Health Sharing: Permitted to join although current maternity would not be shared
*Maternity Coverage begins after 10 months of membership.
Eligible Medical Expenses
Additional Services, Values & Features
Pharmacy Coverage
OptimalMD : Covered from Day 1
Impact for Seniors: Yes with Medicare D
Sharing Process
OptimalMD Impact
- Monthly Share Payment: Electronic
- Visit Any Medical Provider: YES (Unlimited)
- Medical Bill Submission: Provider Submits (not Member)
- Medical Discounts & Repricing: Impact Manages (not Member)
- Provider Payments: Impact Manages (not Member)
Impact for Seniors
- Monthly Share Payment: Electronic
- Visit Any Medical Provider: YES (Unlimited)
- Medical Bill Submission: Member must send Medicare EOB
- Medical Discounts & Repricing: Impact Manages (not Member)
- Provider Payments: Impact Manages (not Member)
Sharing Limits & Restrictions
Maximum Coverage Limits
Mental Health & Preventive Care
Mental Health
OptimalMD Impact: YES
Impact for Seniors: YES
Preventive/Wellness
OptimalMD Impact: YES - One annual/well visit per membership year. Includes $150 allowance for routine labs. Plus Preventative testing. See Guidelines for details and schedule.
Impact for Seniors: YES
Pre-Existing Condition Limits
OptimalMD Impact Pre-X Limits
Must be signs, symptoms, testing, diagnosis, or treatment (including medication) free for 36 consecutive months prior to membership
Impact for Seniors Pre-X Limits
None
Provider Fees
OptimalMD's partnership with Impact Health Sharing provides comprehensive coverage with transparent pricing and no hidden fees.