Discover OptimalMD's revolutionary partnership with Impact Health Sharing, bringing you the nation's most innovative and comprehensive healthcare program. See the difference for yourself!
Major Medical Coverage Options
Share Amounts & Fees (Similar to Deductible)
Qualifications for Membership
Religious Requirements
OptimalMD: None
Impact Health Sharing: None
Shared Beliefs & Ethics
OptimalMD: None
Impact Health Sharing: Yes
Tobacco/Vaping Use
OptimalMD : Allowed
Impact Health Sharing: Allowed
Current Pregnancy
OptimalMD: Covers Labs and Meds Always
Impact Health Sharing: Permitted to join although current maternity would not be shared
*Maternity Coverage begins after 10 months of membership.
Eligible Medical Expenses
Additional Services, Values & Features
Pharmacy Coverage
OptimalMD : Covered from Day 1
Impact for Seniors: Yes with Medicare D
Sharing Process
OptimalMD Impact
- Monthly Share Payment: Electronic
- Visit Any Medical Provider: YES (Unlimited)
- Medical Bill Submission: Provider Submits (not Member)
- Medical Discounts & Repricing: Impact Manages (not Member)
- Provider Payments: Impact Manages (not Member)
Impact for Seniors
- Monthly Share Payment: Electronic
- Visit Any Medical Provider: YES (Unlimited)
- Medical Bill Submission: Member must send Medicare EOB
- Medical Discounts & Repricing: Impact Manages (not Member)
- Provider Payments: Impact Manages (not Member)
Sharing Limits & Restrictions
Maximum Coverage Limits
Mental Health & Preventive Care
Mental Health
OptimalMD Impact: YES
Impact for Seniors: YES
Preventive/Wellness
OptimalMD Impact: YES - One annual/well visit per membership year. Includes $150 allowance for routine labs. Plus Preventative testing. See Guidelines for details and schedule.
Impact for Seniors: YES
Pre-Existing Condition Limits
Provider Fees
OptimalMD's partnership with Impact Health Sharing provides comprehensive coverage with transparent pricing and no hidden fees.
Impact Health Sharing Program